3387 Central Avenue
Spring Valley, CA 91977
$999,999
Open Houses
RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In todays interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.
| Listing Id: | PTP2608058 |
|---|---|
| List Price: | $999,999 |
| Property Type: | Residential |
| Property Sub Type: | Townhome |
| Status: | Active |
| Bedrooms Total: | 6 |
| Bathrooms Full: | 4 |
| Living Area: | 2,576 |
| Association Fee: | $0 |
| Lot Size Square Feet: | 9,583.0 |
| Waterfront?: | No |
| City: | Spring Valley |
| County Or Parish: | San Diego |
| Postal Code: | 91977 |
| Year Built: | 1960 |
| Basement: | false |
| Bathrooms Total Integer: | 4 |
| Building Area Total: | 2,576.0 |
| Building Area Units: | Sqft |
| Feed Types: | IDX |
| Cooling: | Central Forced Air |
| Directions: | Google Maps |
| Elementary School District: | La Mesa Spring Valley School Dis |
| Entry Level: | 2 |
| Fireplace Features: | N/K |
| Levels: | Split Level |
| Living Area Units: | Sqft |
| Lot Size Area: | 0.22 |
| Lot Size Units: | Acres |
| Middle Or Junior School District: | La Mesa Spring Valley School Dis |
| Parcel Number: | 5030901200 |
| Photos Change Timestamp: | 2026-10-29T22:50:32Z |
| Pool Features: | N/K |
| Sewer: | Public Sewer |
| Special Listing Conditions: | Standard |
| State Or Province: | CA |
| Stories: | 2 |
| Stories Total: | 2 |
| View: | Neighborhood |
| Zoning: | R-2:MINOR |
| Sdmls Area Zip: | SPRING VALLEY (91977) |
| Original List Price: | $999,999 |
| Sale Or Rent: | For Sale |
| Sdmls Status Detail: | 0 |
| Miscellaneous: | Suburban |
| Common Walls: | 1 common wall |
| Showing Instructions: | Please call or text Gianna to schedule a showing (619)638-9373 |
| Listing Terms: | Cash, Conventional, FHA, VA |
| Showing Contact Type: | Agent |
| Year Built Source: | Assessor |
| Sdmls Cfd Mello Roos Fee Reflct: | Year |
| Assessments: | N/K |
| Sdmls Monthly Total Fees: | 97 |
| Number Of Units In Community: | 2 |
| Sdmls Geo Update Timestamp: | 2026-10-29T19:47:06.2 |
| Sdmls Full Address: | 3387 Central Avenue |
| Bedrooms Possible: | 6 |
| Sdmls Supplement Remarks: | RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In todays interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing. |
| On Market Date: | 2026-10-29 |
Listing Courtesy of: Real Broker
Listing Agent: Jonathan Fisher
619-754-5179
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© 2026 San Diego MLS.
San Diego MLS data last updated on October 30, 2026 01:45 AM - PT.
Property Last Updated: October 30, 2026 01:45 AM - PT
